8632-5301-5307 adbemc@adb.org
6 ADB Avenue, Mandaluyong City, 1550 Philippines
TOTAL ASSETS
SHARE CAPITAL
LOAN RELEASES
Stay Updated. Stay Connected.
Get timely updates on programs, services, and announcements, all in one place.
Loan Products Designed for Every Situation
Need a Boost? We’re Here to Help.
From plans to progress, we make it possible. We offer a diverse range of flexible loan products to support the personal, educational, medical, and business needs of our shareholders.
Quick Links
Deposit Accounts
Unlock Higher Returns with Our Competitive Deposit Account Interest Rates
Higher interest rates than traditional banks, helping your money grow faster
Grow Your Deposit with our Regular Savings Account
Enjoy higher interest rates with our
regular savings account
Earn more as you save with our Regular Savers Account
Start saving smart with a high-interest
account designed for young achievers
Access your savings anytime,anywhere. Withdrawals made easy.
Hassle-free withdrawals at your fingertips,
online and on your time
Comprehensive Medical
Insurance for Your Protection
All-in-One Medical Insurance for Your Pet’s Well-Being
Life Plans Tailored
to Your Future Goals
Protection
Discover Our Comprehensive
Financial Solutions
We are committed in supporting the health and well-being of our shareholders through a range of medical assistance services.
These include medical loans and partnerships with trusted healthcare providers, ensuring accessible support during times of need.
Your health, our priority, insurance
you can count on
Protect your pet’s health and your peace of mind with reliable pet insurance
A Life Plan that grows with you, for peace of mind at every stage
About Us
A dynamic and developmental cooperative committed to providing the best integrated financial services to its shareholders.
Statistics
Growing In Numbers
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12
Associate Members
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1,175
Regular Staff Members
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425
Total Retiree Members
34
Years of Service
Numbers As of August 31, 2026
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ADBEMC: A Journey of Growth and Empowerment
The ADB Employees' Multi-Purpose Cooperative (ADBEMC) began with a mission to provide affordable and accessible financial services. Founded by a small group of committed individuals, it grew through trust, shared resources, and a vision of financial empowerment.
From a simple credit union, it evolved into a dynamic, full-service cooperative, offering a wide range of financial services.
Today, ADBEMC continues to uphold its mission of uplifting lives, empowering members, and building a brighter, more sustainable future.
Welcome Onboard, Valued Member!
Celebrate Your Membership Benefits Today!
As a valued member, you enjoy exclusive gifts and rewards.
Experience the joy of special occasions with our birthday, Christmas, and anniversary gifts.
Birthday Gift
Receive a special gift to celebrate your birthday each year.
Christmas Gift
Enjoy a special gift to celebrate the joy of Christmas
Anniversary Gift
Celebrate your journey with us, enjoy a special gift every anniversary
Profit Sharing
As the company grows, so do your rewards, through yearly profit sharing
Got a minute? Tell us about your experience so far.
Help us make things better by sharing your thoughts through our New Member Feedback Survey.
Enjoy Profit
More Than Membership. It is Shared Prosperity
Looking for more than just savings? Enjoy higher dividends and generous patronage refunds.
Join a cooperative that puts you first. Your success is our purpose.
Dividend and Patronage Refund Distribution
for the Past 5 Years
2021
A modest rate with a total distribution of 7.33%
2022
A slight dip to 7.06% indicating a minor setback.
2023
A significant jump to 13.95% showing substantial growth
2024
A remarkable increase to 14.49% marking a peak in distribution
2025
Declined from previous years at 7.74% but remained higher in 2021 and 2022
Pre-Membership Education Seminar
Know More. Grow More.
Be a Member with Purpose.
Pre-Membership Education Seminar (PMES) equips you with everything you need to start your cooperative journey with confidence, clarity, and commitment. Learn the values, benefits, and responsibilities of being part of our cooperative. It isn’t just a requirement, it’s your gateway to real change.
Membership Forms for Completion:
Annual Report
Publication
A concise overview of ADBEMC’s financial performance, operational milestones, and strategic initiatives over the past year. It highlights key achievements including membership growth, loan expansion, and enhanced member services through innovative programs.
The report serves as a valuable resource for shareholders to monitor our journey toward shared prosperity.
Your Concerns. Your Voice. Your Protection.
ADBEMC is committed to upholding financial consumer protection through responsive assistance, transparent processes, and continuous service improvement. Through our FCPAMS compliance online forms, members can conveniently raise concerns, seek assistance, and provide valuable feedback.
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