We are your ADBEMC Family
We prioritize your needs by offering a range of financial solutions, including loans, insurance, and savings accounts. Experience the benefits of membership, from dividends to special gifts, all designed to support your financial well-being.
Stay Updated. Stay Connected.
Get timely updates on programs, services, and announcements, all in one place.
Schedule a briefing to discuss about Products and Services that suits your needs.
Booking
Community Pages
Where Members Connect, Share, and Inspire.
Newsletter
Discover the latest news & updates, shaping your cooperative community.
Savings Account
Unlock Higher Returns with Our Competitive Deposit Account Interest Rates
Higher interest rates than traditional banks, helping your money grow faster
Protection
Discover Our Comprehensive
Financial Solutions
We are committed in supporting the health and well-being of our shareholders through a range of medical assistance services.
These include medical loans and partnerships with trusted healthcare providers, ensuring accessible support during times of need.
Comprehensive Medical Insurance for Your Protection
All-in-One Medical Insurance for Your Pet’s Well-Being
Life Plans Tailored to Your Future Goals
Your health, our priority, insurance
you can count on
Protect your pet’s health and your peace of mind with reliable pet insurance
A Life Plan that grows with you, for peace of mind at every stage
About Us
A dynamic and developmental cooperative committed to providing the best integrated financial services to its shareholders.
Statistics
Growing In Numbers
11
Associate Members
1,100+
Regular Staff Members
400+
Total Retiree Members
ADBEMC: A Journey of Growth and Empowerment
The ADB Employees' Multi-Purpose Cooperative (ADBEMC) began with a mission to provide affordable and accessible financial services. Founded by a small group of committed individuals, it grew through trust, shared resources, and a vision of financial empowerment.
From a simple credit union, it evolved into a dynamic, full-service cooperative, offering a wide range of financial services.
Today, ADBEMC continues to uphold its mission of uplifting lives, empowering members, and building a brighter, more sustainable future.
Welcome
Celebrate Your Membership Benefits Today!
As a valued member, you enjoy exclusive gifts and rewards.
Experience the joy of special occasions with our birthday, Christmas, and anniversary gifts.
Birthday Gift
Receive a special gift to celebrate your birthday each year.
Christmas Gift
Enjoy a special gift to celebrate the joy of Christmas
Anniversary Gift
Celebrate your journey with us, enjoy a special gift every anniversary
Profit Sharing
As the company grows, so do your rewards, through yearly profit sharing
Enjoy Profit
More Than Membership. It is Shared Prosperity
Looking for more than just savings? Enjoy higher dividends and generous patronage refunds. Join a cooperative that puts you first. Your success is our purpose.
Dividend and Patronage Refund Distribution
for the Past 4 Years
2021 Distribution
2024 Distribution
2022 Distribution
2023 Distribution
A slight dip to 6.79% indicating a minor setback.
A significant jump to 9.30% showing substantial growth
A modest rate with a total distribution of 7.37%
A remarkable increase to 14.49% marking a peak in distribution
Pre-Membership Education Seminar
Know More. Grow More.
Be a Member with Purpose.
Pre-Membership Education Seminar (PMES) equips you with everything you need to start your cooperative journey with confidence, clarity, and commitment. Learn the values, benefits, and responsibilities of being part of our cooperative. It isn’t just a requirement, it’s your gateway to real change.
Accomplish the required membership forms below:
