
Stay Updated. Stay Connected.
Get timely updates on programs, events, services, and announcements, all in one place.

Membership
Join ADBEMC Today: Empowering Members, Strengthening Communities.

Booking
Schedule a briefing to discuss about ADBEMC Products and Services that suits your needs.

Career
Build a Brighter Future with ADBEMC: Empowering Careers, Energizing Communities.

Newsletter
Discover the latest news, updates, and initiatives shaping your cooperative community.
Savings Account
Unlock Higher Returns with Our Competitive Deposit Account Interest Rates
We offer higher interest rates than traditional banks, helping your money grow faster. The Regular Savings Account supports steady wealth-building, while the Young Savers Account fosters good financial habits early on. Experience smarter saving with us.




Protection
Discover Our Comprehensive
Financial Solutions
We are committed in supporting the health and well-being of its shareholders through a range of medical assistance services.
These include medical loans and partnerships with trusted healthcare providers, ensuring accessible support during times of need.
Comprehensive Medical Insurance for Your Protection
Your health, our priority, insurance
you can count on
All-in-One Medical Insurance for Your Pet’s Well-Being
Protect your pet’s health and your peace of mind with reliable pet insurance
Life Plans Tailored to Your Future Goals
A Life Plan that grows with you, for peace of mind at every stage
Statistics
Growing In Numbers
11
Associate Members
1,100+
Regular Staff Members
400+
Total Retiree Members
Welcome
Celebrate Your Membership Benefits Today!
As a valued member, you enjoy exclusive gifts and rewards.
Experience the joy of special occasions with our birthday, Christmas, and anniversary gifts.
Birthday Gift
Receive a special gift to celebrate your birthday each year.

Christmas Gift
Enjoy a special gift to celebrate the joy of Christmas

Anniversary Gift
Celebrate your journey with us, enjoy a special gift every anniversary


Profit Sharing
As the company grows, so do your rewards, through yearly profit sharing
Enjoy Profit
More Than Membership. It is Shared Prosperity
Earn higher dividends and bigger patronage refunds. Join a cooperative that returns more to you, because your growth is our mission.


Dividend and Patronage Refund Distribution
2021 Distribution
2024 Distribution
2022 Distribution
2023 Distribution
A slight dip to 6.79% indicating a minor setback.
A significant jump to 9.30% showing substantial growth
A modest start with a total distribution of 7.37%
A remarkable increase to 14.49% marking a peak in distribution
Pre-Membership Education Seminar
Know More. Grow More.
Be a Member with Purpose.
Our PMES equips you with everything you need to start your cooperative journey with confidence, clarity, and commitment. Learn the values, benefits, and responsibilities of being part of our cooperative. It isn’t just a requirement, it’s your gateway to real change.
Accomplish the required membership forms below:
