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We are your ADBEMC Family

We prioritize your needs by offering a range of financial solutions, including loans, insurance, and savings accounts. Experience the benefits of membership, from dividends to special gifts, all designed to support your financial well-being.

Stay Updated. Stay Connected.

Get timely updates on programs, events, services, and announcements, all in one place.

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Membership

Join ADBEMC Today: Empowering Members, Strengthening Communities.

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Booking

Schedule a briefing to discuss about ADBEMC Products and Services that suits your needs.

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Career

Build a Brighter Future with ADBEMC: Empowering Careers, Energizing Communities.

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Newsletter

Discover the latest news, updates, and initiatives shaping your cooperative community.

Flexible Loan Products for Every Need

Need a Boost? We’re Here to Help,

From plans to progress, we make it possible. We offers a diverse range of flexible loan products to support the personal, educational, medical, and business needs of its shareholders. 

Quick Links:

Savings Account

Unlock Higher Returns with Our Competitive Deposit Account Interest Rates

We offer higher interest rates than traditional banks, helping your money grow faster. The Regular Savings Account supports steady wealth-building, while the Young Savers Account fosters good financial habits early on. Experience smarter saving with us.

Grow Your Deposit with our Regular Savings Account

Enjoy higher interest rates with our regular savings account

Earn more as you save with our Young Savers Account

Start saving smart with a high-interest account designed for young achievers

Access your savings anytime, anywhere. Withdrawals made easy online

Hassle-free withdrawals at your fingertips, online and on your time

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Protection

Discover Our Comprehensive
Financial Solutions

We are committed in supporting the health and well-being of its shareholders through a range of medical assistance services.

These include medical loans and partnerships with trusted healthcare providers, ensuring accessible support during times of need.

Comprehensive Medical Insurance for Your Protection

Your health, our priority, insurance

you can count on

All-in-One Medical Insurance for Your Pet’s Well-Being

Protect your pet’s health and your peace of mind with reliable pet insurance

Life Plans Tailored to Your Future Goals

A Life Plan that grows with you, for peace of mind at every stage

Statistics

Growing In Numbers

11

Associate Members

1,100+

Regular Staff Members

400+

Total Retiree Members

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About Us

A dynamic and developmental cooperative committed to providing the best integrated financial services to its shareholders.

Welcome

Celebrate Your Membership Benefits Today!

As a valued member, you enjoy exclusive gifts and rewards.

Experience the joy of special occasions with our birthday, Christmas, and anniversary gifts.

Birthday Gift

Receive a special gift to celebrate your birthday each year.

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Christmas Gift

Enjoy a special gift to celebrate the joy of Christmas

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Anniversary Gift

Celebrate your journey with us, enjoy a special gift every anniversary

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Profit Sharing

As the company grows, so do your rewards, through yearly profit sharing

Enjoy Profit

More Than Membership. It is Shared Prosperity

Earn higher dividends and bigger patronage refunds. Join a cooperative that returns more to you, because your growth is our mission.

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Dividend and Patronage Refund Distribution

2021 Distribution

2024 Distribution

2022 Distribution

2023 Distribution

A slight dip to 6.79% indicating a minor setback.

A significant jump to 9.30% showing substantial growth

A modest start with a total distribution of 7.37%

A remarkable increase to 14.49% marking a peak in distribution

Pre-Membership Education Seminar

Know More. Grow More.

Be a Member with Purpose.

Our PMES equips you with everything you need to start your cooperative journey with confidence, clarity, and commitment. Learn the values, benefits, and responsibilities of being part of our cooperative. It isn’t just a requirement,  it’s your gateway to real change.

Accomplish the required membership forms below:

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2024

Annual Report

Renewing Commitment: Strengthening Ties, Embracing the Future

Annual Report
Publication

A concise overview of ADBEMC’s financial performance, operational milestones, and strategic initiatives over the past year. It highlights key achievements including membership growth, loan expansion, and enhanced member services through innovative programs. 

The report serves as a valuable resource for shareholders to monitor our journey toward shared prosperity.
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Owned by You, Run for You. 

Where Every Purchase

Pays Back.

Business Conference

Join our Cooperative Community

Membership

We invite you to join our cooperative and become a valued member of our community! By working together, we can more, share resources, and support one another. Don't miss out on the opportunity to be part of something greater.
Join us today!

Quick Links:

Contact us

The ADB Employees’ Multi-Purpose Cooperative (ADBEMC) is a dynamic and developmental cooperative committed to providing the best integrated financial services to its members.

ADB Coop Store:  8632-5117

Email:  adbcoopstore@adb.org

Coopstore Hours:

Monday to Friday:  8:00 AM to 6:00 PM

Saturday:  9:00 AM to 1:00 PM

ADB Employees’ Multi-Purpose Cooperative (ADBEMC)

#6 ADB Avenue, Mandaluyong City

Room GE 103 | 1550 Philippines

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Tel nos.  8632-5301 to 5307                                8632-6723 | 8632-5144

Email:  adbemc@adb.org

Quick Links:

Membership Profile Form

Membership & Subscription Form

Subscription Agreement Form

Online Savings Withdrawal Form

Loan Application Form

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