Cooperative Highlights
ADBEMC Distributes Dividends and Patronage Refunds to Members
​​
On September 30, 2025, the ADB Multipurpose Cooperative (ADBEMC) successfully distributed dividends and patronage refunds to its members in good standing, covering the period January to June 2025. This annual practice reflects the cooperative’s strong financial performance and commitment to rewarding member participation.
​
Distribution Details:
-
Dividends: Equivalent to 2.58% of the average daily balance of share capital
-
Patronage Refunds: Equivalent to 5.16% of interest paid on loans
​
These benefits were credited directly to members’ ADBEMC savings accounts, reinforcing the cooperative principle of “sharing in the fruits of collective effort.”
​
Members are encouraged to check their accounts for the credited amounts and continue supporting ADBEMC’s programs and services to maximize future benefits.
​
Strengthening Connections: ADBEMC Launches and Upgrades Communication Channels
Staying informed and engaged has never been easier! In its drive to strengthen transparency and member interaction, ADBEMC has launched a suite of digital platforms designed to keep you connected anytime, anywhere.
​
✅ Facebook Page: Your Cooperative at a Glance
Catch timely updates, event highlights, and the latest cooperative news in a format that’s familiar and easy to access. Follow us and never miss a beat!
✅ Consultation Booking Form – Personalized Support, Just a Click Away
Need help understanding your membership benefits, loan options, or how to get started with ADBEMC? Our online Consultation Booking Form makes it easy to schedule a one-on-one session with a Coop representative. Whether you're a long-time member or just exploring, we’re here to guide you—on your terms, at your convenience.
✅ Viva Engage Community – Conversations That Matter
Formerly Yammer, this relaunched space is your go-to hub for internal discussions, announcements, and member-to-member interaction. Join the conversation and share your voice!
✅ Revamped Website – Smarter, Simpler, More Helpful
Our redesigned site offers a cleaner interface and improved navigation, making it easier to explore ADBEMC’s products and services.
​
These initiatives aren’t just upgrades—they’re part of ADBEMC’s commitment to building a more connected, informed, and empowered membership community. Your cooperative, your voice, your future—just a click away!
​
Health Coverage Made Better: Updates on the Group Medical Plan
​
ADBEMC continues to prioritize member well-being through its partnership with 1CoopHealth. The current Group Medical Plan (GMP) offers enhanced coverage and affordability, with key improvements that benefit both active and retired members:
-
Lower premiums for individual and family plans
-
Expanded age coverage — now up to 85 years old
-
Added benefits, including annual physical exams and discounts on select health services
Members are encouraged to review their coverage and reach out for assistance in updating or enrolling in the plan. Health is wealth, and ADBEMC is here to help protect yours.